Making Change

As with most parents, there are certain things we would prefer that our children learn sooner than later.  One of the skills we want our kids to learn young is being responsible with their money.  From the day our kids began getting an allowance (which we now call commission), they were taught how to spend it.  The first portion is for giving (or tithes), the second portion is save and the third portion is spend.  Our middle daughter always puts additional money into her save jar and spends the remainder sparingly.  Our youngest doesn't earn enough to be concerned with yet.  Our oldest always has a plan for spending her money.  Enter Dave Ramsey.  My husband and I recently attended Total Money Makeover Live to revive our passion for living like no one else.  While at the conference, we found a program for young people called Generation Change.  We brought it home to our daughter, not realizing the fire we would light.  After a week of watching the videos and completing the workbook, we had some amazing conversations with our daughter.  She decided that she wanted to invest her money rather than just spend it frivolously, even asking me to check several banks for the best interest rate.  She also signed up for a babysitting class at the community center so she can earn some money this summer.  Our house isn't just making a small change, our girls will be living like no one else.